Getting Started

Featured guide.

What happens to my money if a financial app shuts down or gets hacked?

22/08/2026

If a fintech app shut down or got hacked, what would actually happen to your money? Here’s where it really sits, and what protects it either way

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All guides.

Is Open Banking safe?

12/08/2026

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What is Open Banking

11/08/2026

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Where Is My Money Actually Going, Across All My Accounts?

29/07/2026

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What is my Spending DNA, and how does MoneyAngel work it out?

29/07/2026

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Want guidance based on your own finances.

The MoneyAngel Academy explains money management in general. MoneyAngel shows what it means for you.

Using your own financial picture, MoneyAngel turns everyday financial information into personalised guidance, helping you understand where your money is going, what may be influencing your finances and what you could explore next.

Understanding where most of your money goes can make it easier to decode where small changes could have the biggest impact.

Frequently asked questions.

What does MoneyAngel actually do?

MoneyAngel brings your accounts, spending, savings and goals together in one place, so you can see how your money works as a whole rather than piecing it together from separate apps and statements.

No. You can begin with as many or as few accounts as you’re comfortable with, or add your information manually, and connect more over time as you get used to how MoneyAngel works.

Core, the entry-level plan, is free and lets you build your budget, net worth, goals and lifetime forecast using information you enter yourself. Paid plans that add Open Banking and further features come with a 30-day free trial before you’re charged.

MoneyAngel connects to accounts through FCA-regulated Open Banking, which is read-only, so the connection itself can never move or spend your money. MoneyAngel’s staff cannot access your financial data either, only your account contact details. Your data is protected with bank-level encryption and MoneyAngel never sells personal or financial data.

A banking app shows what happened in one account. MoneyAngel brings information from across your accounts, cards and goals together, so you can see the fuller picture rather than one part of it at a time.