Whether you’re trying to understand your spending, save more effectively, or plan for the future, MoneyAngel helps you see where you stand and what you could do next.
Your account connections are secure and read-only. MoneyAngel staff cannot see your financial data, and the service cannot move your money. You remain in control.
Choose the level that suits your financial life.
Every one of these connects to your real accounts, not a demo. And unlike an app that just shows you the numbers: they show your data; we explain what it means and what you could do next.
See every account, card and subscription in one place.
Understand how your spending is changing and what it could mean for the goals you are working towards.
Improve | Helping you fix this
You have more room in your budget this month
Your regular spending is £140 lower than planned. You could put some of that towards your emergency fund and reach your goal sooner.
Track progress on every goal, from an emergency fund to a house deposit.
See at a glance which goals are on track, at risk, or need more funding.
On track | Good progress
Your emergency fund goal is on track
At your current savings rate you’ll reach your £6,000 emergency fund by March 2027, three months ahead of target. Here’s what’s driving the pace.
See every account, card and subscription in one place.
See how much of your monthly budget goes on interest versus paying down what you owe.
Improve | Helping you fix this
Your credit card interest is costing you more than you think
You’re paying around £340 a year in interest on a card you could clear in four months by redirecting £150 a month. Here’s what that would save you.
See your projected retirement income based on your current savings.
Understand what would need to change to close any gap.
At risk | Needs attention
Your pension is currently projected to fall short.
At your current contribution rate you’re on course for around £340,000 by 67. An extra £150 a month would close most of the gap. Here’s how that plays out over time.
See every asset and liability you hold, brought together in one number.
Track how your net worth is changing quarter by quarter.
On track | Good progress
Your net worth has grown for the third quarter running
You’re up £8,200 since last quarter, mostly from pension growth and paying down your mortgage. Here’s the breakdown.
See your income and outgoings mapped across the next 12 months.
Spot the months where things get tight before they arrive.
Improve | Needs attention
December is shaping up to be a tight month
Projected outgoings are set to run around £420 higher than usual in December, mostly one-off costs. Here’s what’s driving it.
We don’t just show you your data. We explain what it means and what you could do next.
Every answer starts with understanding your money. MoneyAngel doesn’t guess.
It securely brings together your accounts, goals and the information only you can provide before turning it into guidance that’s relevant to you.
Three simple steps
Connect your accounts, upload statements and add the details only you know. MoneyAngel brings it all into one secure, up-to-date view. Connections are read-only; your data is encrypted, stored in the UK and never sold.
MoneyAngel turns the detail into plain-English insights, showing how your finances are changing, how your spending compares with UK averages by category, and whether your goals are on track. No jargon, just a clearer view of where you stand.
Explore practical steps that could help and see how different choices might affect your plans over time. MoneyAngel shows the reasoning clearly; you weigh the possibilities and decide what, if anything, happens next.
Choose the level that suits your financial life.
Not just this month's spending. Not just one account's balance. MoneyAngel maps your financial journey: where you are now, the milestones ahead, and whether you're on course for the life you're planning, all the way out to retirement and beyond.
See your property, pension, investments, cash and debts together, and how each changes over time.
See when debts could disappear, how your net worth could build, where your goals fit and what happens to your finances as you move into retirement.
We don't sell your data. Ever.
Accounts connect securely through regulated Open Banking. MoneyAngel never sees or stores the login details used with your bank.
MoneyAngel staff cannot view connected financial data or move money. You decide what to connect and when to disconnect.
Information is encrypted in storage and transit, with two-factor authentication and biometric login adding further protection.
Financial information remains in the UK and is handled in line with UK data protection requirements.
MoneyAngel is built on decades of experience across financial services and regulated industries, with proven financial principles at its core.
Have a question about our upcoming launch, or just want to know a bit more about how MoneyAngel works? Send us a message below and we’ll get back to you soon.
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